Applying for a visa to visit the Schengen Area? Travel insurance is mandatory under EU regulations: you need it before your visa is even granted. Yupwego compares policies from trusted insurers to find you cover that meets every consulate requirement, at the best price, with your certificate ready in minutes.
Why choose Schengen Visa Insurance with Yupwego
Certificate in your inbox in 2 minutes
As soon as you complete your purchase, your insurance certificate is sent straight to your email. Print it out or present it digitally at the consulate.
Meets all consulate requirements
Our policies cover at least the €30,000 in medical expenses required under EU regulation CE 810/2009, with optional add-ons to go further depending on your destination.
100% online sign-up
Just a few clicks: enter your dates and destination, make your choice, and subscribe. Documents available in both French and English.
24/7 emergency assistance
If something goes wrong abroad, a multilingual team is available around the clock to direct you to the right care.
How much does Schengen visa insurance cost?
Our policies start at €17 per trip. The exact price depends on three factors: the length of your stay (up to 90 days), your age and the options you add (baggage, personal liability, legal assistance). For a short stay with no add-ons, you stay at the lower end of the range.
Cheap Schengen travel insurance doesn’t have to mean cut-price cover. We are the ones who compare our partner insurers’ policies, and we only keep those that meet the €30,000 in medical expenses required by consulates. You pay a fair price for a certificate that will be accepted, not for guarantees you don’t need.
Be wary of the few-euro offers you may come across online: if the cover amount, the area of validity or the dates don’t match your application, the consulate can reject it, and visa application fees are never refunded.
You might be wondering
Does my bank card cover me for a Schengen visa?
Rarely. Bank card cover is often insufficient or not recognised by consulates. A dedicated policy with an official certificate is generally required.
Is this actually compulsory, or just recommended?
It is a legal obligation under EU regulation CE 810/2009. Without a valid insurance certificate, the consulate is entitled to refuse your visa application.
What happens if my certificate doesn’t cover the right amount?
The consulate may reject your application if the cover is below €30,000 or if the period of validity does not match the stay requested.
What Schengen Visa Insurance covers
Here are the main guarantees available in our Schengen Visa Insurance policies, depending on the plan you choose.
Emergency medical expenses
Your treatment abroad, with no upfront payment required.
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In the event of an accident or sudden illness, the insurance covers consultations, tests, hospital stays and urgent medication. Yupwego policies meet at least the €30,000 threshold required by Schengen consulates, in line with EU regulation CE 810/2009.
Medical repatriation
We arrange your return home if your condition requires it.
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If your medical situation calls for an early return, the assistance service handles all the logistics and costs of medically supervised transport back to your home or the most appropriate care facility. You don't have to manage a thing.
24/7 travel assistance
An emergency line available at any hour, wherever you are.
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Lost documents, delayed baggage, an unexpected logistical problem: a multilingual team guides you and coordinates whatever needs to happen, day or night. You are never left to face the unexpected alone.
Baggage cover (optional)
Your belongings protected against theft, loss or damage.
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Depending on the plan chosen, your baggage may be covered against theft, loss or damage occurring during your trip. Please refer to the general conditions of your selected policy for applicable limits.
Personal liability (optional)
Covered if you accidentally cause harm to a third party.
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This optional guarantee covers bodily injury, property damage or financial loss caused unintentionally to other people during your stay, within the limits set out in the policy.
Legal assistance (optional)
Support if you face a legal issue abroad.
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Should a dispute or complex legal situation arise during your trip, this guarantee helps you access legal advice and navigate the necessary procedures, so you are never left alone facing an unfamiliar legal system.
Who it’s for, how long it lasts, and how to sign up
Schengen Visa Insurance is designed for any non-European national applying for a short-stay visa (up to 90 days) to visit one of the 29 countries in the Schengen Area. The whole process is online and takes just a few minutes: enter your dates and destination, then receive your certificate immediately by email. Travelling as a family? Take a look at our Family Travel Insurance. For a full breakdown of the required cover amounts and guarantees, read our guide Schengen visa insurance: compulsory guarantees and amounts.
Get my quoteFAQ
How far in advance should I take out insurance before submitting my visa application?
You can sign up the day before you submit: your certificate arrives within minutes. Just make sure the cover dates match exactly the period of stay you have requested from the consulate.
Does the insurance cover several Schengen countries in a single trip?
Yes. Simply enter your first destination when you sign up. If your itinerary takes you through other Schengen countries, you remain covered throughout the entire zone.
Are the documents available in English for the consulate?
Yes. Yupwego certificates are provided in both French and English, the format accepted by the vast majority of consulates.
Can I change the dates on my policy after purchase?
In most cases, yes. Contact our team before your trip begins for any changes to dates or destination.
What should I do in a medical emergency abroad?
Call the assistance number shown on your certificate, available 24/7. The team can liaise directly with the healthcare facility to arrange your care without any upfront payment from you.
What is the cheapest Schengen visa insurance at Yupwego?
The basic plan, from €17 for a short stay. It covers the €30,000 consular minimum for medical expenses plus repatriation, which is enough for a compliant visa application. The price then increases with the length of the stay and any options added.
Does Schengen Visa Insurance cover sports and leisure activities?
Most of our policies include standard leisure sports. Certain high-risk activities may be excluded or require a specific add-on: check the general conditions of the policy you choose.
